Why we are different


Our proprietary technology, IntelliRADAR has now evolved into a more complete low/no code, Event-Driven, Real-Time Business Service Platform.

  • Business users can easily configure objects, variables, rules and workflows through front-end user interfaces which significantly minimises internal/external technology dependency, supported with maker-checker controls and other governance processes.

  • The WLH API Gateway, Core Services & Orchestration Service and the WLH user portals work seamlessly with the Aurora PostGreSQL RDS and DynamoDB back-ends along with SQS, SNS and Lambda in a highly-available/scalable/durable/secure architecture on AWS.

  • Various 3rd party services of clients and partners can be easily integrated into the WLH Credit Gateway platform and dynamically orchestrated along with the WLH’s own services.

  • Aurora PostGreSQL database as the transaction backend offered as a fully-managed service delivers unprecedented availability, durability and scalability features at a fraction of the TCO of enterprise-grade databases. Our clients get an unprecedented degree of Lending Freedom coupled with Database Freedom, that rids them from the tyranny, lock-in and costs of enterprise-grade databases.

  • We are an Advanced ISV / Tech partner of AWS and our platform architecture undergoes regular reviews under the WAR (Well Architected Review) framework of AWS

Managed Service Delivery Model

A comprehensive, fully cost-hedged delivery model which mitigates both, financial and opportunity costs, for lenders. This covers -

  • Core WLH Platform including version/feature upgrades

  • Servers, OS, Database, SW prerequisites, provision & administration of cloud infrastructure on Amazon AWS as a dedicated, secure instance per Client (Production + Test + DR)

  • Initial Setup + L2/L3 Support for the Build, Deploy and Run phases

  • Static user Reports

Pay as you scale

  • No capex, only opex monthly subscription-based service.

  • Full visibility & predictability wrt costs via transparent linkage to business volumes.

  • Allows organizations to not only start small but benefit from better unit economics on an ongoing basis as they scale their business.

  • Hedges clients from unpredictable ‘change request costs’ and brings in greater transparency in terms of total cost of ownership.

Augmented Credit Intelligence

An array of self-built/partner-provided augmented credit solutions leveraging alternate data that we offer our clients

  • Socio-Economic Profiler (SEP) macro-economic variables-based credit score derived from a wide array of public data sources, that helps lenders predict delinquency better by providing them the socio-economic context of a borrower at the time of credit assessment.

  • Psychometric Profile score helps lenders to ascertain the loan applicant’s “intent to repay” digitally Once done, the resultant score can be flexibly used by them in their credit rules / scoring models.

  • GSTN Insights helps lenders ascertain GST payment / return-filing compliance and enables them to target flow-based / other financing by accessing business financial information from a core source.

  • Mobile Credit Intelligence leverages consent-based mobile number-related attributes to compute credit score, particularly for assessing first-time borrowers

  • Property Valuation helps lenders to validate property valuations through real-time access to real estate prices and related insights. This empowers them to appraise and decision property-related loans faster, and in a more robust manner.

  • Vehicle Valuation provides vehicle related insights viz. history certificate etc. on a real-time and digital basis, thereby enabling speedier appraisal and disbursals for used vehicle loans.

Connect with us

As a Group, we’ve been enabling technology-led transformation for leading players in BFSI since 2003 and helping them grow their business. We’d love to do it for you too!

Thank You! we will get back to you soon.

Something went wrong. Plese fill the details again.