INCREDIHUB FOR SUPPLY CHAIN FINANCE
Scale SCF with a unified
Digital
Supply Chain Finance Platform
Get the power of retailer lifecycle & invoice management plus credit assessment & limit management into one connected ecosystem.
Why lenders lose lending opportunities without a Digital Supply Chain Finance Platform
Lenders target SCF growth via manufacturers & distributors, but:
Most retailer ecosystems are highly fragmented
Onboarding each retailer takes effort. Manual KYC, GSTN, PAN validation, and credit checks create friction.
Running invoice-based supply chain finance at scale is hard
Without automation and transaction-level visibility, lenders struggle to process high volumes while maintaining strong underwriting controls.
There’s limited real-time visibility into customer behavior
Without real-time tracking of retailer transactions, repayment patterns, and purchase trends, lenders struggle to make timely credit decisions and proactively manage risk.

Introducing SCF Lending Hub
Our combined solution, SCF Lending Hub, brings together onboarding automation, credit decisioning & limit management, along with invoice lifecycle management into one plug-and-play solution.
True digital transformation of supply chain finance
Move from slow, manual retailer onboarding to automated, rule-driven lending journeys & invoice-level disbursals, purpose-built for high-volume retailer ecosystems.
Automate onboarding, credit assessment, and invoice verification through a unified system
Enable straight-through processing for invoice-level financing to reduce TAT and operational
dependency
Gain end-to-end visibility from retailer onboarding to invoice disbursal with complete audit trails and
control
Unlock Retailer Networks
Tap into existing distributor and manufacturer ecosystems to access pre-validated retailer lifecycle & invoice-level flows, automating KYC, GST, PAN validation, to dramatically reduce activation time.
Integrate directly with distributor and anchor systems to onboard retailers faster with minimal manual
intervention
Automate KYC, GSTN, PAN validation, and document checks to accelerate retailer activation
Use transaction and invoice data to enable smarter credit decisions and reduce underwriting risk
Scale Your SCF Lending with Confidence
Easily set up and manage industry/anchor/spoke-level credit assessment frameworks & workflows with seamless bank & financial data analysis, and credit assessment. Process invoice-level financing at scale with built-in controls on limit management and ‘always on’ full visibility to all stakeholders.
Configure anchor specific credit rules, exposure limits, and workflows using a flexible Lending
PaaS
Manage invoice level limits, utilization tracking, and real time exposure monitoring across the supply
chain
Provide all stakeholders with real time dashboards on disbursals, outstanding invoices, and portfolio
performance
SCF success story
Outcomes for a leading SCF player
Accelerated retailer onboarding with automated credit assessment and document verification
Enabled multi-product SCF lending across dealer, vendor, and receivable finance at scale
Improved underwriting accuracy using alternative data and end-to-end digital origination to disbursement workflows
Engineered for high-performance supply chain finance lending
Speed
Activate retailer lending programs faster with automated onboarding and decisioning
Scale
Expand into new retailer networks while managing invoice-level lending without operational overload.
Stronger Risk Management
Automated checks and transaction-linked data improve underwriting quality and reduce defaults.
Cost Efficiency
Reduce manual processing effort through automation and direct transaction data integration.
End-to-End Visibility
Gain distributor, retailer, and invoice-level insights for better monitoring and portfolio management.
Revenue Growth
Capture underserved retailer financing demand across multiple supply chains.

1. What is a Supply Chain Finance Platform?
A Supply Chain Finance Platform is a digital system that enables anchor led financing across distributors and retailers. It combines retailer onboarding automation for SCF, invoice level financing automation, and a SCF Credit Decision Platform to manage the full lending lifecycle.
2. Why do lenders need a Supply Chain Finance Lending PaaS?
A Supply Chain Finance Lending PaaS helps banks and NBFCs scale invoice financing without manual bottlenecks. It standardises credit rules, automates workflows, and provides real time visibility across anchors, distributors, and retailers.
3. How does an SCF Lending Platform improve invoice financing?
An SCF Lending Platform automates invoice validation, limit checks, and disbursal through an integrated Invoice Financing Platform. With invoice level financing automation, lenders can process high volumes while maintaining underwriting control.
4. When should financial institutions adopt a Digital Supply Chain Finance Platform?
Institutions should move to a Digital Supply Chain Finance Platform when retailer onboarding is slow, credit decisions lack consistency, or invoice tracking is fragmented. Supply Chain Finance Automation ensures faster activation and stronger risk monitoring.
5. How does a Retailer Financing Platform enable growth?
A Retailer Financing Platform integrates retailer onboarding automation for SCF with credit decisioning and limit management. This allows lenders to expand across multiple supply chains while maintaining control, compliance, and portfolio visibility.
Start Growing with
SCF Lending Hub
