Loan Origination
Power up your lending
as per your requirements
Streamline loan journeys and simplify decision making-all in one place with:


Application Management
Offer a seamless lending
experience to your borrowers
Build flexible loan journeys
Whether borrowers apply directly or through your seller or channel partners, easily adapt to both with complete control on the loan journey.
- Deliver via any device
Access effortlessly across mobile and desktop. - Capture details via front end
Collect borrower information through a tailored interface.
Capture all borrower details
Collect complete borrower information in one go—from personal and demographic details to requested loan specifics and basic financial data. Ensure every application is accurate, compliant, and ready for faster processing.
Application Management
Offer a seamless lending
experience to your borrowers
Build flexible loan journeys

Whether borrowers apply directly or through your seller or channel partners, easily adapt to both with complete control on the loan journey.
- Deliver via any device
Access effortlessly across mobile and desktop. - Capture details via front end
Collect borrower information through a tailored interface.
Capture all borrower details

Collect complete borrower information in one go—from personal and demographic details to requested loan specifics and basic financial data. Ensure every application is accurate, compliant, and ready for faster processing.

You have enabled us to do to 2 wheeler loans, what Bajaj Finserv has done to CD loans.
Dirk Pereira,
CEO
Aggregation Management
Smarter aggregation,
faster decisions
Verify Identity with KYC
Seamlessly fetch and validate borrower identity using real-time KYC checks, built into your loan journey.
Check Credit with Bureau Integrations
Access instant credit scores with ready integrations to top bureaus like CIBIL, Equifax, and CRIF.
Pull Bank Data Digitally
Fetch and analyze digital bank statements directly from source to assess income, spending patterns, and repayment capacity.
Unlock credit insights with alternate data
Go beyond traditional credit checks with alternate data signals that help assess borrower intent, stability, and capacity—especially for new-to-credit or underserved segments.
- Socio-Economic Profile Score
- Psychometric Profile Score
- GSTN Insights
- Mobile Intelligence
- Tax returns
Connect your way
Ingest data the way that works best for your operations—whether it’s through direct database access, secure web services, or simple file uploads. Additionally, our wide range of pre-integrated services reduce time and cost for custom development, and yet retains the agility to quickly ingest new integrations.

Aggregation Management
Smarter aggregation,
faster decisions
Verify Identity with KYC

Seamlessly fetch and validate borrower identity using real-time KYC checks, built into your loan journey.
Check Credit with Bureau Integrations

Access instant credit scores with ready integrations to top bureaus like CIBIL, Equifax, and CRIF.
Pull Bank Data Digitally

Fetch and analyze digital bank statements directly from source to assess income, spending patterns, and repayment capacity.
Unlock credit insights with alternate data

Go beyond traditional credit checks with alternate data signals that help assess borrower intent, stability, and capacity—especially for new-to-credit or underserved segments.
- Socio-Economic Profile Score
- Psychometric Profile Score
- GSTN Insights
- Mobile Intelligence
- Tax returns
Connect your way

Ingest data the way that works best for your operations—whether it’s through direct database access, secure web services, or simple file uploads. Additionally, our wide range of pre-integrated services reduce time and cost for custom development, and yet retains the agility to quickly ingest new integrations.

Pre-Disbursal
Manage pre-disbursal
ops with ease
Automate operations after loan approval with workflows
Run pre-disbursal activities through streamlined, rule-based workflows—covering everything from document checks and risk containment fraud checks to fund release.
Ensure key fact transparency
Give borrowers full loan details upfront for complete transparency before disbursal.
Enable instant loan agreement signing
Get loan agreements signed digitally using integrated e-sign solutions. Save time, cut paperwork, and give borrowers a frictionless, fully digital experience.
Set up EMI mandates
Collect EMIs seamlessly by activating auto-debit mandates through e-NACH. It’s quick, secure, and eliminates the need for manual payment tracking.
Pre-Disbursal
Manage pre-disbursal
ops with ease
Automate operations after loan approval with workflows

Run pre-disbursal activities through streamlined, rule-based workflows—covering everything from document checks and risk containment fraud checks to fund release.
Ensure key fact transparency

Give borrowers full loan details upfront for complete transparency before disbursal.
Enable instant loan agreement signing

Get loan agreements signed digitally using integrated e-sign solutions. Save time, cut paperwork, and give borrowers a frictionless, fully digital experience.
Set up EMI mandates

e-NACH. It’s quick, secure, and eliminates the need for manual payment tracking.
Other features
Start Growing with
IncrediHub today



