Wonderlend Hubs

Loan Origination

Power up your lending
as per your requirements

Streamline loan journeys and simplify decision making-all in one place with:

Application Management

Offer a seamless lending
experience to your borrowers

Build flexible loan journeys

Whether borrowers apply directly or through your seller or channel partners, easily adapt to both with complete control on the loan journey.

  • Deliver via any device
    Access effortlessly across mobile and desktop.
  • Capture details via front end
    Collect borrower information through a tailored interface.
Collect complete borrower information in one go—from personal and demographic details to requested loan specifics and basic financial data. Ensure every application is accurate, compliant, and ready for faster processing.
Application Management

Offer a seamless lending
experience to your borrowers

Build flexible loan journeys

Whether borrowers apply directly or through your seller or channel partners, easily adapt to both with complete control on the loan journey.

  • Deliver via any device
    Access effortlessly across mobile and desktop.
  • Capture details via front end
    Collect borrower information through a tailored interface.
Collect complete borrower information in one go—from personal and demographic details to requested loan specifics and basic financial data. Ensure every application is accurate, compliant, and ready for faster processing.
You have enabled us to do to 2 wheeler loans, what Bajaj Finserv has done to CD loans.
Dirk Pereira,
CEO
Aggregation Management

Smarter aggregation,
faster decisions

Verify Identity with KYC
Seamlessly fetch and validate borrower identity using real-time KYC checks, built into your loan journey.
Access instant credit scores with ready integrations to top bureaus like CIBIL, Equifax, and CRIF.
Fetch and analyze digital bank statements directly from source to assess income, spending patterns, and repayment capacity.

Go beyond traditional credit checks with alternate data signals that help assess borrower intent, stability, and capacity—especially for new-to-credit or underserved segments.

  • Socio-Economic Profile Score
  • Psychometric Profile Score
  • GSTN Insights
  • Mobile Intelligence
  • Tax returns
Ingest data the way that works best for your operations—whether it’s through direct database access, secure web services, or simple file uploads. Additionally, our wide range of pre-integrated services reduce time and cost for custom development, and yet retains the agility to quickly ingest new integrations.
Aggregation Management

Smarter aggregation,
faster decisions

Verify Identity with KYC
Aggregation Management
Seamlessly fetch and validate borrower identity using real-time KYC checks, built into your loan journey.
Access instant credit scores with ready integrations to top bureaus like CIBIL, Equifax, and CRIF.
Fetch and analyze digital bank statements directly from source to assess income, spending patterns, and repayment capacity.

Go beyond traditional credit checks with alternate data signals that help assess borrower intent, stability, and capacity—especially for new-to-credit or underserved segments.

  • Socio-Economic Profile Score
  • Psychometric Profile Score
  • GSTN Insights
  • Mobile Intelligence
  • Tax returns
Ingest data the way that works best for your operations—whether it’s through direct database access, secure web services, or simple file uploads. Additionally, our wide range of pre-integrated services reduce time and cost for custom development, and yet retains the agility to quickly ingest new integrations.
Pre-Disbursal

Manage pre-disbursal
ops with ease

Automate operations after loan approval with workflows
Run pre-disbursal activities through streamlined, rule-based workflows—covering everything from document checks and risk containment fraud checks to fund release.
Give borrowers full loan details upfront for complete transparency before disbursal.
Get loan agreements signed digitally using integrated e-sign solutions. Save time, cut paperwork, and give borrowers a frictionless, fully digital experience.
Collect EMIs seamlessly by activating auto-debit mandates through e-NACH. It’s quick, secure, and eliminates the need for manual payment tracking.
Pre-Disbursal

Manage pre-disbursal
ops with ease

Automate operations after loan approval with workflows
Run pre-disbursal activities through streamlined, rule-based workflows—covering everything from document checks and risk containment fraud checks to fund release.
Give borrowers full loan details upfront for complete transparency before disbursal.
Get loan agreements signed digitally using integrated e-sign solutions. Save time, cut paperwork, and give borrowers a frictionless, fully digital experience.
e-NACH. It’s quick, secure, and eliminates the need for manual payment tracking.

Other features

Credit Business Rules
Management
Workflow
Management
Lending
Management

Lending
Management

Start Growing with
IncrediHub today