6 Reasons DITO Players Need an ICM Platform
Incentive Compensation Management (ICM) sits in a difficult place inside most organizations. It touches revenue, cost, morale, compliance and trust,...
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Credit Business Rules Management
Control credit decisions
with smart rules management
Create, manage, and update credit rules in real time to ensure fast, consistent, and compliant loan evaluations with:
Assessment Hub
Streamline loan evaluation and speed up decision-making
Set up and manage personalized, performance-driven compensation structures aligned with your moving business goals—right down to the individual agent or sales role.
Automate credit evaluation with rules & scorecards
Automate credit evaluation with rules & scorecards
Evaluate loan applications faster and more accurately – all tailored to your credit rules. Define derived variables, custom credit rules, and scorecards to evaluate applications as per product/ segment/ geography/ source.
Streamline pre-sanction workflows
Streamline pre-sanction workflows
Digitize and orchestrate all pre-sanction checks—fraud flags, field verifications, compliance steps—in a single workflow. Ensure nothing falls through the cracks before approval, with faster turnaround and
full traceability.
Compute application credit scores in real time
Compute application credit scores in real time
Instantly calculate credit scores as per applicable scorecard/ rule, tailored to your lending policies. Make faster, data-driven decisions with scoring logic that adapts to risk appetite and product type.
Assessment Hub
Streamline loan evaluation and speed up decision-making
Set up and manage personalized, performance-driven compensation structures aligned with your moving business goals—right down to the individual agent or sales role.
Automate credit evaluation with rules & scorecards
Automate credit evaluation with rules & scorecards 
Choose distribution channels, roles, agent groups, payout frequency, and more to design role-specific commission structures.
Streamline pre-sanction workflows
Streamline pre-sanction workflows 
Configure varied target achievement tiers and diverse KPIs using a no-code criteria configurator for granular control over payout program constructs.
Compute application credit scores in real time
Compute application credit scores in real time 
Compute incentives, commissions, rewards in the form of cash, gift cards, reward points, or promotional perks—customized per role or tier.
Despite having market leading
systems, we chose you as our system
of innovation.
Dirk Pereira,
CEO
Decision Hub
Make smarter, faster
lending decisions
Decide instantly with STP/NSTP rules
Decide instantly with STP/NSTP rules
Route applications automatically using Straight Through Processing (STP) for clear-cut approvals and Non-STP for complex cases. This ensures high-speed decisioning where possible, and detailed checks where needed-striking the right balance between speed and control.
Guide underwriters with smart workflows
Guide underwriters with smart workflows
Assign non-STP applications to underwriters with a clear, rule-based checklist and supporting documents in one view. Reduce decision fatigue, improve consistency, and cut turnaround time with structured, guided workflows.
Decision Hub
Make smarter, faster
lending decisions
Decide instantly with STP/NSTP rules
Decide instantly with STP/NSTP rules 
Route applications automatically using Straight Through Processing (STP) for clear-cut approvals and Non-STP for complex cases. This ensures high-speed decisioning where possible, and detailed checks where needed-striking the right balance between speed and control.
Guide underwriters with smart workflows
Guide underwriters with smart workflows 
Assign non-STP applications to underwriters with a clear, rule-based checklist and supporting documents in one view. Reduce decision fatigue, improve consistency, and cut turnaround time with structured, guided workflows.
Other features
Start Growing with
IncrediHub today
