6 Reasons DITO Players Need an ICM Platform
Incentive Compensation Management (ICM) sits in a difficult place inside most organizations. It touches revenue, cost, morale, compliance and trust,...
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LENDING PAAS
Streamline Loans.
From application to approval.
Drive growth with a PaaS Lending Platform that lets you customize loan journeys, aggregate data, and automate credit decisions.
Take the right lending decisions,
minus the errors and delays
One lending system. Infinite loan journeys
Design and launch multiple, customized loan journeys aligned to your business needs and fully configurable from day one.
Get Complete Transparency
Gain granular, application-level visibility with a white-box framework—ideal for audit, compliance, and internal policy reviews.
Make Credit Scoring Inclusive
Leverage both conventional and alternate data to assess risk more accurately and expand credit access.
Lend Faster with End-to-End STP
Automate loan origination and enable straight-through processing to eliminate manual intervention and slash turnaround times at all stages.
Grow your sales engine with IncrediHub PaaS
Loan Origination
Design loan journeys with custom flows for self or seller-assisted loan application, easy data capture, and verified insights from traditional and alternate sources – via browser or mobile app.
Configure application flows aligned to product, segment, or geography-specific requirements
Auto-fetch and validate KYC, bureau scores, banking data, and more through pre-integrated APIs
Leverage advanced insights from partner/owned models like socio-economic profiles, GSTN, psychometrics, and mobile intelligence
Credit Business Rules Management
Our Credit Business Rules Engine empowers users to configure and control credit rules, scorecards, and assessment frameworks—without IT dependence.
Design and run multiple credit frameworks
from a single hub
Set rules for Straight Through Processing
(STP) or NSTP
Score applications instantly and serve personalized
offers across lenders from one platform
Make loan disbursals faster and
compliant with pre-integrations
You have enabled us to do to 2 wheeler loans, what Bajaj Finserv has done to CD loans.
Suresh Therakam
AGM & Head Distribution Operations & Training
0
Billion
Value applications
processed per month
processed per month
0
%
faster loan application
processing
processing
$
0
M
Payouts processed
per annum
per annum
Workflow Management
Streamline and scale your lending operations with flexible workflows tailored to your products, geographies, and partner ecosystem.
Set up multiple “tailored” workflows, enabling lenders to serve micro-markets, not monoliths
Easily configure workflows across Sales, Credit, and Ops with granular tracking at each step for faster issue resolution
Supports complex sequencing—from pre assessment to disbursal—with microservices architecture
Bring flexibility into
Lending Management
Whether it's setting up a custom loan journey or ingesting data from
new alternate data sources, IncrediHub gives you the power to
continuously optimize without IT dependency.
Customizable
journeys & rules
Out of the box integration
with popular bureaus
Built for self-serve loan
application and seller-assisted
Start Growing with
IncrediHub today
